Purchasing a home is both an exciting and emotional process at the same time. Buying a home is an important decision and probably the biggest investment most people will ever make. I understand this and will make sure you know what to expect every step of the way. The services I provide are free to you since the seller pays the commission.
Making informed decisions makes the process a more enjoyable event. I am here to make sure you have the information you need to make excellent choices so the buying procedure is a smooth transaction. There is a certain process that needs to be followed, and the Buyer Flowchart will show you all the steps in the purchasing process.
If you have a few minutes, watch the Home Buying Process video to the right. This will explain the whole buying process and what to expect.
I understand you can look on the internet and find homes to view, but that is just the beginning of a successful transaction. Buying a home is a process of elimination until you find the home to submit an offer on. Once this decision is made I will get you market information on comparable sold units and help you structure an offer that will appeal to the seller.
There are more things that can appeal to the seller than just price; terms are important also. Once there is a binding agreement between the seller and buyer, I will attend the home inspection with you and together we will come up with a list of needed repairs to ask the seller to fix. The appraisal will be ordered and hopefully it will appraise for purchase price; if not you will be protected by an Appraisal Contingency that would be part of the Purchase and Sale Agreement.
Once we get past inspections and appraisals there is a lot of behind-the-scenes work such as checking with the closing attorney and lender for needed information. I am a stickler for follow-up with the lender and attorney to close loose ends and it doesn't matter if it is something needed from the other side, as I will find a way to get it accomplished.
Buying a foreclosure is much different process than a normal sale transaction. Banks operate differently and every bank will send over an addendum that they will require the buyer to sign. These addendums can be as short as 2 pages or as long as 20 pages and supercede the purchase and sale agreement if there is a conflict. In other words, these addendums must be read thoroughly to make sure of what you are signing. They are designed to protect the bank, not the buyer.
Buying a short sale home is a different process than a normal sales transaction or a foreclosure. If you are an impatient buyer a shortsale may not be for you. Depending on the bank this process can take 3-6 months or longer just to receive an answer on your offer. Many times buyers get tired of waiting and withdraw their offers. Look for approved short sales as this will speed up the process.
A good buyer's agent knows the challenges in a transaction and is proactive in taking care of things so last minute concerns do not arise. Once you have a client relationship with me, as your buyer's agent, you will be educated about every aspect of the buying process.
I have taken the time to attend many classes to become a better agent for my clients including, ABR (Accredited Buyer Representative), SFR (Shortsale Foreclosure Resource), e-PRO®(Internet Cerification) and REOS (Real Estate Owned Specialist).
I specialize in helping first time homebuyers and guiding them through the process. See what my clients have thought about my services.
I hope this information was helpful and I look forward to helping you with your Real Estate needs.
I service Alpharetta, Roswell, Woodstock, Milton, Johns Creek, Cumming, Buford, Suwanee, Duluth, Lawrenceville, Grayson, and Dacula.